KOPERASI SEJATI BERHAD

From a few hundred members in 1996, SEJATI has grown with a total strength of 60,000 members now.

Our principal activity of SEJATI is to provide personal financing to members who are civil servants. The monthly instalment is repaid by way of salary deduction through Angkasa, our apex cooperative society in Malaysia.

Apart from personal financing, benefits provided by SEJATI to members include :

	Death benefits of RM3,800 to cover funeral expenses.
	Cash incentives for members’ children who score excellent results in public examinations and upon entrance to university.
	High dividends; for the last 5 years, we have paid no less than 10% dividend on the shares and subscription of members.
	Opportunities to attend educational courses, seminars and various training programmes.